Balanced Financial Structure: the Appropriate Financial Structure for Iran
Article Type:
Promotional
Writers:
Mahmoud Isavi / Assistan Professor in Imam Khomeini Education & Research Institute. / eisavim@yahoo.com
Abstract:
Considering the relationship between the real and financial sectors of the economy, one issue that has engaged the minds of economists and financial specialists is discovery of a maximum efficiency financial structure in the relevant economic system. In most countries, including first world countries, the Financial system is the basis of banking /or of market. However, in practice, this distinction has gradually blurred. For this reason, some believe that instead of focusing on this issue, what must be concentrated upon are the legal system and the resultant financial adjustments. This paper aims to demonstrate that, in accordance with Islamic teachings and global experience, a balanced combination of financial structure is appropriate for Iran. Utilizing a specific perspective on money and the market, considering the nature of religious contracts, and drawing on experience gained by Iran’s interest-free banking system, this paper also intends to present a financial model for Iran that may be able to mitigate the problems in the country’s financial system.
چکیده و کلیدواژه فارسی (Persian)
Title :ساخت مالی متوازن ساختی مناسب برای نظام مالی کشور
Abstract:
با توجه به رابطة میان بخش واقعی و بخش مالی اقتصاد، یکی از مسائلی که ذهن اقتصاددانان و متخصصان مالی را به خود مشغول کرده است، یافتن آن نوع ساخت مالی است که کارآیی بیشتری را برای نظام اقتصادی در پی داشته باشد. در اغلب کشورهای جهان از جمله کشورهای توسعه یافته نظام مالی یا پایة بانکی و یا پایة بازار است. اما در عمل به تدریج این تمایز از میان رفته است و لذا گروهی بر این باورند که به جای تمرکز بر این مسأله باید به سیستم حقوقی و تنظیمات مالی برخاسته از آن توجه داشت. ما در نوشتار حاضر با استفاده از روش کتابخانه ای در پی اثبات این فرضیه هستیم که بر اساس آموزههای اسلامی و تجربیات جهانی، ترکیبی متوازن از ساختهای مالی برای کشور مناسب است. ضمناً تلاش میکنیم تا با عنایت به دیدگاه خود در بارة پول و بازار آن و با لحاظ ماهیت عقود شرعی و با درسآموزی از تجربة بانکداری بدون ربای کشور الگویی را برای نظام مالی کشور ارائه دهیم تا شاید به این وسیله از مشکلات موجود در نظام مالی کشور کاسته گردد.
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Isavi, Mahmoud.(2025) Balanced Financial Structure: the Appropriate Financial Structure for Iran. Ma`rifat-e Eghtesad-e Islami, 1(1), 49-82
Mahmoud Isavi."Balanced Financial Structure: the Appropriate Financial Structure for Iran". Ma`rifat-e Eghtesad-e Islami, 1, 1, 2025, 49-82
Isavi, M.(2025) 'Balanced Financial Structure: the Appropriate Financial Structure for Iran', Ma`rifat-e Eghtesad-e Islami, 1(1), pp. 49-82
