Ma`rifat Eqtesadi

This study was conducted with the aim of designing a systematic index to measure the compliance of banking contracts with Islamic jurisprudence criteria within the framework of Islamic banking. In the first stage, key components were identified through the content analysis method of semi-structured interviews with experts in Islamic transaction jurisprudence and banking. After achieving theoretical saturation, the data were analyzed and prioritized using the best-worst multi-criteria decision-making method (BWM). The results of the study show that “prohibition of formal transactions” is the most important indicator in ensuring the authenticity and realism of contracts; components such as “transparency of conditions”, “conformity of documents”, “disclosure of risks”, “fairness in benefits”, “observance of ethical principles” and “prevention of losses” also provide a comprehensive framework for assessing Sharia compliance as complementary dimensions. These indicators not only have theoretical potential for developing a local model of Sharia supervision, but in practice they can also serve as the basis for designing assessment checklists, developing warning systems, strengthening supervisory structures, and promoting institutional transparency in the Islamic banking system.