معرفت اقتصاد اسلامی

This study focuses on the development of an index to measure the compliance of banking contracts with Islamic jurisprudence principles. The conformity of banking contracts, a fundamental principle in the Islamization of banking activities, necessitates precise and coherent assessment. For this purpose, semi-structured interviews with Islamic banking experts were analyzed through open coding to identify relevant components. These components were then weighted and prioritized using the Best-Worst Method (BWM) based on expert evaluations. The study emphasizes the significance of authenticity and honesty in transactions, highlighting the importance of transparency in terms and documentation congruence. The prohibition of Gharar (uncertainty) aims to reduce risk and ambiguity, stressing the need for full risk disclosure and equitable benefit distribution. Adhering to ethical principles and preventing misuse underscores the importance of ethics and justice. The prohibition of harm and mutual harm accentuates the importance of balance and conflict resolution. These findings provide valuable guidelines for policy and product design in banking to promote Islamic banking principles.