معرفت اقتصاد اسلامی

When banks’ resources are allocated to the subsidiary companies and institutions, because of lack of resources, they won’t be able to provide enough facilities to other demandants. This is called Bank Enterprising; it causes other economic enterprises abandon the market due to lack of resources and the banks are left alone as monopolists. This paper is about to examine the legitimacy of bank entrepreneurship based on the theory of Sharia objectives. The question is that according to religious divine regulations are banks permitted to engage enterprising, or not? Documentary validity of Sharia Objectives in inferring the divine Sharia regulations and prohibition of banks enterprising is assumed as the hypotheses in this paper. First, the objectives of Sharia is the same as the divine Sharia orders criteria and are applied in the process of inferring Sharia divine regulations; in other words, both hold “Identity” characteristic between them. Second, in case, as Banks’ enterprising cause economic injustice, closure of production enterprises, devaluation of national currency and disruption of the economic and political system which are incompatible with the objectives of Sharia as well as the divine Sharia orders criteria, it is prohibited in Islamic Banking System. The research data is assembled through library research.